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Pressure cook rinsed rice, toor dal, 3 cups water, 1/2 tsp turmeric, and 1 tsp ghee for 4-5 whistles on medium heat. Let pressure release naturally. Mash lightly and set aside.
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Heat 1 tsp oil/ghee in a pan over low heat. Roast chana dal, urad dal, coriander seeds, fenugreek seeds, and black pepper until golden (2 mins). Add dry red chillies (1 min). Add grated coconut (1 min). Cool and grind with 3-4 tbsp water into a fine paste.
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In a wide pot, boil the tamarind extract with drumstick, raw banana, turmeric, hing, and salt for 6 minutes until the raw smell clears.
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Add pumpkin, ash gourd, broad beans, and 1 cup water. Simmer covered for 6-8 minutes until vegetables are tender.
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Stir in the ground coconut-spice paste, jaggery, and 1/2 cup water. Simmer for 3 minutes.
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Gently fold in the cooked rice-dal mash. Simmer on low heat for 4 minutes until well blended and loose. Adjust consistency with hot water if needed.
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In a tadka pan, heat 2 tbsp ghee. Crackle mustard seeds, fry cashews until golden, and add curry leaves and dry red chilli.
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Pour hot tempering over the rice. Cover and rest for 10 minutes before serving.